Job Loss - "Let me know if you need anything..."

Our family is facing (like so many others) uncertain times during a job loss. We have heard so many times,

"Let me know if you need anything..."

While extremely thankful for the words of concern, we really don't know what to say. Not that we haven't said that exact phrase more times than we can count. But it got me thinking...

How do you really answer something like this? Does the other person really want to know how to help or is that what they are supposed to say?

We decided to make a list. Not just for us but for everyone who has lost a job and doesn't know what to say. If you really want to know how you can help read on...